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Swipe Now, Regret Later? 💳❌"

We often think using credit cards means financial freedom, but did you know excessive swiping can actually hurt your credibility? Over-reliance on credit not only raises your debt-to-income ratio but can also lower your CIBIL score, making future loans harder to get.

Do you agree that too much plastic can be toxic for your financial health? Let’s discuss! 👇

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